SAL Update-Fraktur Hex #7

I am so sorry! I completely forgot to post 3 weeks ago. I do have a good report for this update though.

I have finished the border!

Here is where I was last time I updated:

And here is where I am now:

Glad that’s over lol! Now on to a different color.

Hope you are all doing well. Yes I live in New York but we are in Western NY near Lake Ontario and Erie thankfully no where near NY City. My heart breaks for our city but hopefully in the next few weeks the cases of COVID will decrease.

I can’t wait to see what everyone is up to with their projects. Please visit the other members of our Stitch-A-Long by clicking on the links below.

See you in three weeks! -MM

Hello Again!

I have been absent for a long time and for that I apologize.

I amΒ  fine and my family is well. I just haven’t felt like posting because frankly I felt that anything I had to say would be a bit frivolous considering the situation we are all in.

But after many weeks and months of not posting because of busyness and now this horrible virus shutting all of us in, I figured I better get my thoughts out somehow so I decided to get back at blogging and updating my website.

I feel a bit guilty because while many of my friends are having to shut their businesses’s doors or are losing their jobs my family is managing because we are all essential workers. It does make it scary for us though. Do we risk ourselves to work or risk not having a paycheck? I don’t really know what the answer is for that.

Meanwhile life is keeping on. Here is a small update:

Debt: before all of this happened I paid off the medical bills and our Town/County tax bill so yeehaw two less bills! Last update we were at $992 for the medical and I was able to pay it off a month early. The Town/County taxes were about $1200 and I paid them at the beginning of this month. So almost $2200 worth of debt gone. The next thing I am going to tackle is the Bank of America Credit Card which is $1300. But I do have some reservations about paying it off completely in one month. With the virus in full swing here in NYS do I just pay the minimum and save some money aside just in case or do I go for it? I am still thinking about that.

20 for 20 Update: I’ll do this in another post

Gardening/Food storage: We still have many items in our pantry from canning this last summer for which I am grateful for. I have planted radishes, lettuce and spring onions so far but the weather has not been very nice yet. Still too cold most days and very windy others. We will get there though.

There is so much I want to say but I think I will let certain things come out on here as time goes on. I have so many ideas, dreams, goals, sorrows, fears, thoughts and triumphant revelations but there is just too much to post about right now.

How are you all doing? I hope all are well. The world has a job to do and we will get it done. Until next time…

-MM

Not Impressed with Our Debt January 2020 Update

Originally I had a good solid “plan” when I started this journey of paying off our debt. Unfortunately that plan is in need of a change.

The momentum that I started with has changed because I am not working 55+ hours a week anymore. I have decided to adjust and take a different approach to this whole debt thing, which is exactly what we should do if things are not working out, right?

From this point on I am just going to concentrate on one debt or “goal” at a time and do one monthly update at the end of the month. I might update you on things that strike me in between but other than that, it will be a monthly update.

Last update I was paying on that pesky medical bill which was at $2,500 and I am very happy to say that it is now at $992.00! I have paid off about $1500. Two more months and we will be done with it!

I do have some great news to share on the money front! I have been offered a job with the 2020 Census where I will be the Field Operation Supervisor for my county and will be able to do both my regular job and this position. It means back to 55+ hours a week but I hope to get at least 2 to 3 debts paid in full during this period. Very exciting! I start the Census job in a couple of weeks.

We will see where I am at the end of February which even with the extra day makes it a short month.

Until next update…. -MM

computer desk laptop stethoscope

Photo by Negative Space on Pexels.com

 

Not Impressed With Our Debt Week #69

I apologize for not giving you an end of month update for October. When I ran the numbers I was disappointed in myself and couldn’t figure out why the numbers were not adding up correctly. So I just let October go.

Let’s see instead where we are at week 69.

I wanted to pay off the Bank of America Credit Card in October. That didn’t happen for a couple of reasons. One: we overspent and Two: I paid $500 towards the medical bill instead, because they were breathing down my neck.

I have managed though to get $700 paid off on the BOA Credit card so that’s not so bad. It’s not $2000 paid off but hey…..

How did I get $1200 paid off between the two when it wasn’t in the budget this month? I was blessed enough to receive a bonus and a raise at one of my jobs and unbeknownst to me I still had a whopping 70+ hours of vacation time that was just sitting there for me to cash in at my other job. So I had my manager each week for three weeks use that vacation time and add it to my check. That was definitely a blessing to me!

Those two blessings added up to 1200 extra dollars which I plowed into our debt.

Right now the Bank of America is at $1392.00 from approximately $2000 and the Medical bill is at $2500 from $3000.

This next week I will be paying another $500 towards the medical. I finally signed up for a payment plan. I said I would pay $500 each month which is pretty steep but it will get it paid by March.

The total for all of the debt I am talking about on this blog still doesn’t add up to what I want again because clearly we have added debt in other areas so I will just concentrate on the BOA credit card and the Medical and then I can tackle the rest of the stuff.

In closing this post I want to put a question out to all of you. Why are we so uncomfortable with talking about our money?

The National Institute of Mental Health estimates that 40 million Americans suffer from anxiety and that financial worries are a massive trigger for this.

So why don’t we talk about money more? Couldn’t we help each other? Couldn’t we learn real information from each other? I don’t get it. We are comfortable about talking about the most intimate parts of ourselves but not about money. Makes no sense to me.

I’ll leave you with that thought. Until next time. -MM

 

 

20 for ’20 Challenge – October Update

October has been a busy month and with a wedding, three funerals, a sinus infection and 2 colds, Scott, Doug and I are glad October is over.

Despite all of that I did get a ton accomplished. Here is an update on my goals.

1. Build a new garage – Nothing going at the moment

2 – Major cross-stitch projects completed.

I started the HUGE Modern Folkart, Fraktur Hex project and just the one single outside border I stitched was 1073 stitches. yikes!

3 – Projects completed in our house (not to include windows).

Did not have any time this month to work on these.

4 – Books read a month.

I only got two books read, the fourth installment of Factory Girl, by Stephanie Bond and Virgins, by Diana Gabaldon.

Virgins is an Outlander Novella which was kind of fun to read. If you are an Outlander fan it tells the story between the time Jamie was so severely flogged and when he met Claire gor the first time. It was pretty good. Nice short read!

5 – Windows replaced in our house.

Waiting until Spring on this one.

6 – Blog posts a month.

I got 7 blog posts done yippee!

7 – Movies at the theater with my family.

Nothing new on this one.

8 – Hours a month studying herbal medicine and/or herbology a month.

It’s been an interesting month for number 8. I only got about 4 hours in but what I have learned so far has been amazing.

I signed up for a free course with Herb Mentor and then I liked it so much that I decided to subscribe to the whole shebang.

It’s a monthly fee for 12 months but I will always have access to it and the information they provide is well,…overwhelming at first but as I start to implement what I have learned I think it will be less overwhelming.

Rosalee Delforte is the herbal teacher and I am really enjoying her style. One thing I am concerned about though is that there are multiple mini classes you can take which are not included in the subscription price and they tend to push that a bit.

I want to see first if that information is already in what I am currently subscribed to or if that information is in addition.

The cold and flu section is of course something we should all be interested in learning about right now.

I’ll keep you updated on my experience and progress.

9 – Birthday cards sent out to 9 friends. Nada so far.

I really have to do better on this.

10 – Small cross-stitch projects done for the year.

Nothing new

11 – New herb varieties planted for the year.

This again is for a Spring project but I have been doing some research on what I want to plant and how I will use the herbs. The above course I am taking will help determine the varieties I choose.

12 – Recipes I teach to my son.

I have been spending more time engaging my son in at least helping me cook but I did teach him how to make homemade teriyaki sauce. He seemed to enjoy doing that so I will keep at it with him.

13 – Minutes of exercise a day.

I know in my heart I am just not going to do anything with this goal. I am not a traditional exercise kind of gal so I am going to think on a different goal to do for #13. I’ll update you next time.

14 – Walks a month.

I got 10 wonderful walks in! What a lovely time of year for walking.

15 – $15,000 in debt paid off.

I got $1000 paid down on our debt this month. Check out my update tomorrow.

16 – Proper dates with my husband (planned).

My hubby loved the musical we went to last month so much that he wanted to see another this month. We saw The Book of Mormon at our local Broadway Theater. We had a good time. The music and costumes and dancing were wonderful but I thought at times the story was a bit disrespectful but what else can you expect from the writers of South Park. Lol

17 – Etsy Listings posted a month.

I got 29 listings done! On one of my sick days home I laid in bed and got 25 listings up and I already sold one of them πŸ™‚

18 – Books of the Bible read.

Still working on this.

19 – New Recipes tried.

I posted about the recipe I tried in this previous postΒ Butternut Squash Green Curry rice noodle bowl

20 – Visits with people.

See my post –Β 20 for ’20 Visits Update

Well that’s it for now. As always I will keep you updated! -MM

SAL – Project Fraktur Hex #1

This is my first post on my newest project, Modern Folk Embroidery’s Fraktur Hex.

The original design photo showed the entire project stitched in blue.

I knew I would get bored only stitching the same color so I have switched up the color scheme.

Just the single outside border was 1072 stitches! It’s a very big project.

I have gotten a lot done in 3 weeks. Here is where I ended last night.

I can’t wait to watch this project develop and so far I am really liking the colors. Though I am still not sure of the pink.

Please visit the other members’ blogs to see what they are working on. I am going to check them out now!

Avis, Claire, Gun, Carole, Sue, Constanze, Christina, Kathy, Margaret, Cindy, Linda, Heidi, Jackie, Sunny, Hayley, Megan, Deborah, Mary Margaret, Renee, Jenny, Carmela, Jocelyn, Sharon, Daisy, Anne, Connie

We welcome back Connie to the group but hope that Helen will be back soon. We will miss you Clare it was fun seeing your projects!

See you in three weeks! -MM

19 for ’20 Recipes Challenge – Butternut Squash Green Curry Rice Noodle Bowls Recipe

Part of my 20 for ’20 Challenge is to try 19 new recipes in 2019-2020.

They say you eat with your eyes right?

In the case of the recipe I tried for “Butternut Squash Green Curry Rice Noodle Bowls” I definitely wanted to try the recipe because the photo of it on Instagram was amazing. I even texted a screen shot of it to my son and asked if he would want me to make it for dinner and he said “heck yeah”.

I am not saying it was an epic fail but…

I guess we are just not fans of green curry and that much coconut milk made me a bit ill. At first it was pretty tasty but as I ate more and more it ended up being too rich for me. I also didn’t really know how to eat it. A fork? A spoon? Chop stick probably.

I have always understood noodle bowls to be more of a broth based dish. There was only a cup of broth in this recipe and TWO 15 oz. cans of coconut milk. My mom said that sounded like way too much coconut milk.

Maybe I read the recipe wrong.

Plus it was an expensive meal for us with ingredients I don’t keep on hand because again I guess we are not fans of green curry. I did use our own garden grown onions, green onions, and butternut squash which helped keep the cost down.

What did my son think of it? Coming from the 17 year old his exact words were “it tasted goofy.”

Haha! Well there you have it!

Please feel free to check out spicesinmydna.com for the recipe and let me know if you make it and what you think about it.

Until the next recipe! – MM