2024 Goals Week 10-14 of 52

I have been busy the last month working on bakery orders and such and haven’t had the time to buckle down and work on projects but let’s see if I got much accomplished in the goal department.

Home repairs professionally done – New kitchen countertops, rip out over-the-oven microwave and replace with new exhaust hood, trim all fruit trees and cut down all sumac in the hedgerow.

The tree guy is coming over this week to look at all of the work that needs to be done in our yard so I can get an idea on timeline and cost. I’ll report back next week on this.

Home projects done by us – Paint all trim in kitchen, re-paint upper kitchen cabinets, paint ceiling and walls in hallway, finish painting and put up picket pallet fencing, finish painting master bedroom and hang mantle over bed, front porch stained or painted, new brick patio in the backyard.

Nothing done on this goal.

Sewing projects – Finish Joyce’s Rose, New curtains for kitchen window, new seat cover for kitchen chair, new curtain over cat’s window seat, Christmas tree skirt, finish winter and summer season x-stitch projects

Joyce’s Rose is complete!! It took me two years and 3 months to complete it but here she is!

Read 30 books (It’s my goal every year)

I finished reading two books in the last few weeks. The Sun and Her Flowers by Rupi Kaur, and God Never Blinks by Regina Brett. Very different books! The Sun and Her Flowers was a poetic work. I haven’t read poetry in years and I liked it.

Books read so far in 2024:

1. “Not Quite Prince Charming” by Liz Talley

2. “Buttercups in the Basement” by Jane Harvey

3. “Searching for Sandra” by Jane Harvey

4. “Christmas at Hummingbird House” by Jane Harvey

5. “Perfectly Charming” by Liz Talley

6. “Home for Christmas” by Lloyd C. Douglas

7. “Witch Is When I Said Goodbye” by Adele Abbott

8. The Sun and Her Flowers by Rupi Kaur

9. God Never Blinks by Regina Brett

That’s 9 books read. 21 to go.

Take at least 2 mini vacations and see my step-daughter’s new house in NC.

Nothing really talked about yet for this one.

Garden goals – raise 500 lbs of produce, new kitchen garden in front and new fruit garden in back, compost all dug and reset, raised bed garden re-imagined.

I started 7 different varieties of seeds:

Purple Red Rubin basil, Green Italian basil, Green cabbage, Big Beef tomatoes, jalapenos, bell peppers, and

Exercise somehow every single day concentrating most on core and pelvic floor and mobility.

I have been doing great with exercising. I have been doing my stretches and before I go to work in the morning I have been getting 1000 steps in before I sit at my desk. My goal each day is 5000 steps.

Get all of my Etsy listings listed by March 31st so I can enjoy my garden in the Spring and summer months.

Well this goal is not going to get done by March 31st but I am still keeping it here because I need to keep going with it. I have gotten 14 more listings up officially but I have a ton more I have photographed that need their listings completed.

Explore the Western NY Antique Trail (Yes, there is such a thing).

We explored the spots closest to us which were Warsaw and Mt. Morris. I really want to explore Arcade next.

Explore at least 3 local walking/biking trails.

Warmer weather for this goal.

Sell 300 listings on Etsy this year.

I sold 31 listings in the past 4 weeks. 79 down, 221 to go!

Church goals – Six thrift sales this year, Work on baptism records and historical info, work on getting our church info out there for weddings, one historical themed event/fundraiser this year.

Our next thrift sale is this weekend! We have been working so hard. My hubby, a friend and I helped clean a house out two weeks ago getting some wonderful new items for our sale and many individuals have continued to drop their items off directly to us. If you are local stop by!

Pay off one of the two credit cards.

Here is my last update:

Not Impressed with Our Debt

Not Impressed With Our Debt March 2024

That’s it this time! Nothing terribly excited going on in the Ripley household and with the excitement we have been dealing with lately I think that’s perfectly ok. How are you doing with your goals? – MM

P.s. if you would like to check out my Etsy shop here is the link https://redmillvintageandnew.etsy.com

SAL-Project Joyce’s Rose #25 – Happy Dance

I am reporting a happy dance on Joyce’s Rose! After 2 years and 4 months I am considering this project finished 🙂 There are a few tweaks I need to make, but I need to move on to the next project. It’s certainly been a journey!

I am definitely going to work on something MUCH smaller for my next project.

Now I’ll see what the other ladies in the group are stitching. Join me, their projects are always so fun to see!

See you in three weeks!

Avis, Claire, Gun, Christina, Kathy, Margaret, Jackie, Sunny, Megan, Deborah, Sharon, 

Daisy, Cathie, Linda, Cindy

Not Impressed With Our Debt March 2024

Photo by Pixabay on Pexels.com

March was a struggle too but a whole lot better than February. I am excited to say for the first time in years we got an actual tax refund! All of this refund will be going to our credit card. Amazing!

In March I made payments of $1234.00 to this credit card, our total is now back down to $10,721.74.

Goal for April: We get the credit card back into the 9000s

Until next time -MM

Grocery Shopping and Meal Planning 2024 Week 10-12 of 52

My apologies for getting so behind on posting! Nothing earth shattering just life I guess.

Three weeks ago I actually didn’t grocery shop. What I did do was buy dinner fixings for us on that Sunday because my father in-law ate with us and then I shopped for a dinner for 7 of us on the 14th to celebrate mine and a friend’s birthday. We got together and we provided the steaks, potatoes and birthday cake and they brought a fresh salad, drinks and charcuterie plate. Total spent that week was $77.17

Last week, I made up for not buying a lot the week before, spending $121.99. I splurged on a bag of frozen scallops for $17.99. Unfortunately, they were awful, and after cooking them, I threw them out…ugh what a waste, right?

Yesterday I spent $79.22 so back down to my normal. 5-lb bags of white potatoes were BOGO so $2.50/bag. Land O Lakes Butter was on sale for $3.50/lb, Strawberries were 2 for $7, and Perry’s ice cream was also BOGO. I didn’t get a ton of stuff in this shopping trip because I have a very full pantry and need to use some things up.

In the meal department we ate all sorts of stuff the last couple of weeks including:

Pineapple upside down cake, tacos, potato skins, spaghetti with meat sauce, breakfast for dinner, chicken Kiev, scalloped potatoes and ham, corned beef and cabbage, potato salad, steak dinner and fried chicken. I also pre-made breakfast egg bites and popped more of my favorite breakfast oat treats into the freezer for on-the-go mornings. Not too shabby!

On the menu for this week is a chuck roast, broccoli alfredo, oven roasted split chicken breasts and the rest I will wing.

Total spent on groceries so far in 2024 – $1,194.18

Question of the week: Have you ever had a parsnip? Any recipes for them?

Until next week- MM

SAL-Project Joyce’s Rose #24

It’s been six weeks since I gave a proper update on Joyce’s Rose. I did manage to get a few stitches in, but it is probably hard to see them.

Here is where I left off last update:

And here is where I am now.

Just the very center of the rose left. And I WILL be done my next update. I am so close!

See you in three weeks!

Avis, Claire, Gun, Christina, Kathy, Margaret, Jackie, Sunny, Megan,

DeborahSharonDaisyCathieLindaHelenMaryMargaretCindy

Not Impressed With Our Debt February 2024

Photo by Pixabay on Pexels.com

I think February 2024 will go down as one of the worst months I have had in a really long time. So bad in fact that I started seeing a therapist again and that says a lot because I am a very strong person.

Included in our sh*tty month of February was the stress of wrapping up our Hyundai Sante Fe vehicle lease, which we turned into the dealership on December 12th. Yes, you read that right, December 12th. So why then, are we still talking about a lease in February that was done in December?

After surrendering the Sante Fe in December we received a letter (registered letter) from Hyundai stating that because we did not go for another lease with them (I went back to leasing a Subaru because I hated the Hyundai) we were being charged $400 and 3 out of the 4 tires were so balled that they were charging us $160 each for them and there was curb rash on one of the rims/hubcaps so more money for that. On top of that, we got another letter a few weeks after that initial letter that said we had gone over our mileage by 9000 miles. Wait a minute, what? I distinctly read in our lease (or at least I thought I read it) that we had 15,000 miles per year, and they were saying we had 12,000 miles per year. So I went to look for our original lease paperwork and guess what…COULDN’T FIND IT ANYWHERE. I was frantic at this point. I called my husband and he said he remembered seeing 15,000 miles too but had no idea what happened to the lease paperwork after he cleaned out the car to turn it in. So, without being able to look at the lease to see where our mistake was, there wasn’t much we could do. They emailed an original copy of it to us, and it clearly stated 12,000 miles per year.

Hyundai sent us a final bill after a full inspection of the vehicle and it was determined that we owed over $3000! What the heck, we didn’t have $3000 just sitting around. And get this, they wouldn’t take a credit card to pay that bill. And we had less than a month to come up with that money. I had just paid our property taxes and had zero extra money of that magnitude left to pay this bill.

For a couple of weeks, I just let it simmer. I thought maybe I could raise the money by selling extra online or baking more, but then my mother-in-law died, we had the funeral, the thrift sale at the church, I was in the middle of tax season at the town hall and my nerves were just shot.

So, how did I manage to pay that astronomical amount without a loan? Although I did use my credit card to pay this bill, I did not take a cash advance on it.

Let’s go back to my meltdown point. After I got multiple phone calls asking for that money, I called my credit card company and said I wanted convenience checks from them to pay this bill. The woman on the phone was super nice and said there was a better way I could pay Hyundai. She said a cash advance would be really high interest, which I knew, but I didn’t think I had a choice. She said to do a balance transfer instead. “I can do that?” I asked her. She said yes and walked me through the entire process while I was on the phone with her.

Getting that transfer completed wasn’t as easy as she said it would be though. First, that transfer request caused a fraud alert on my account and they called me believe it or not during my mother-in-law’s funeral, (which I did not answer of course) Second, because of the fraud alert they denied the transfer request. I had to redo the whole thing, and then they said it would take 17 days to get to Hyundai. I was fuming by then and completely beside myself.

As of today, March 6th, I finally got the confirmation that Hyundai had received our full payment. What a nightmare. Don’t even get me started about the DMV and the whole plate surrender thing, either. That’s a whole other blog post.

The only good part about all of this is that the $3000 is interest-free for 12 months. That is a relief!

So, once again more money had to be put back on the credit card. This again is my frustration. And what’s more frustrating is that no matter how much I try to pay a credit card down or off there is always something that happens that puts it right back on. I just don’t know how other people do it.

In February, I made a $783 payment to this credit card, but with the $3,140.79 put on the account this month, our total is now back up to $11,841.51. This will set my goal back by three or four months.

Goal for March: we win the lottery, lol.

Until next time -MM

P.S. no more car leases for this family. I am buying out my Subaru when the lease ends.

2024 Goals Week 9 of 52

Last week was a really good week! Not any real drama to speak of. Dad’s doing great in his new home. 🙂 Here is what I accomplished on my goal list.

Home repairs professionally done – New kitchen countertops, rip out over-the-oven microwave and replace with new exhaust hood, trim all fruit trees and cut down all sumac in the hedgerow.

Still have to get the new countertops and my guy is coming this week to measure again.

Home projects done by us – Paint all trim in kitchen, re-paint upper kitchen cabinets, paint ceiling and walls in hallway, finish painting and put up picket pallet fencing, finish painting master bedroom and hang mantle over bed, front porch stained or painted, new brick patio in the backyard.

Nothing done on this goal this week.

Sewing projects – Finish Joyce’s Rose, New curtains for kitchen window, new seat cover for kitchen chair, new curtain over cat’s window seat, Christmas tree skirt, finish winter and summer season x-stitch projects

Didn’t feel like picking the needle up this past week.

Read 30 books (It’s my goal every year)

No books finished this week but reading several at the moment. One is an interesting book of poetry.

Books read so far in 2024:

1. “Not Quite Prince Charming” by Liz Talley

2. “Buttercups in the Basement” by Jane Harvey

3. “Searching for Sandra” by Jane Harvey

4. “Christmas at Hummingbird House” by Jane Harvey

5. “Perfectly Charming” by Liz Talley

6. “Home for Christmas” by Lloyd C. Douglas

7. “Witch Is When I Said Goodbye” by Adele Abbott

That’s 7 books read. 23 to go.

Take at least 2 mini vacations and see my step-daughter’s new house in NC.

We are talking about visiting NC in July but nothing firmed up yet.

Garden goals – raise 500 lbs of produce, new kitchen garden in front and new fruit garden in back, compost all dug and reset, raised bed garden re-imagined.

I started digging in the garden! This week I am doing an inventory of my seeds.

Exercise somehow every single day concentrating most on core and pelvic floor and mobility.

I did core exercises 2x last week

Get all of my Etsy listings listed by March 31st so I can enjoy my garden in the Spring and summer months.

I got 12 listings up in my Etsy shop this past week!

Explore the Western NY Antique Trail (Yes, there is such a thing).

I might have to go alone for this one in order to get this goal knocked off my list.

Explore at least 3 local walking/biking trails.

Warmer weather for this goal.

Sell 300 listings on Etsy this year.

I sold 5 listings this past week. 252 out of 300 to go!

Church goals – Six thrift sales this year, Work on baptism records and historical info, work on getting our church info out there for weddings, one historical themed event/fundraiser this year.

Our next thrift sale is in April! (God willing)

Pay off one of the two credit cards.

Stay tuned for that update some time today.

That’s it this time! Nothing terribly excited going on in the Ripley household and with the excitement we have been dealing with lately I think that’s perfectly ok. How are you doing with your goals? – MM

P.s. if you would like to check out my Etsy shop here is the link https://redmillvintageandnew.etsy.com

Grocery Shopping and Meal Planning 2024 Week 9 of 52

Week 8 was a great week in the food dept. because I cooked one time on Sunday and we pretty much ate it the rest of the week. Plus the boy even cooked one night for us. Yay!

Sunday it was warm enough to cook on the grill outside so we did a massive grilling session of burgers, hots, Italian sausage and chicken breast. During the week we made big salads, quesadillas, garbage plates, (that was for the boy and his friends) and just enjoyed having easy meals. The one night the boy made dinner he wanted chili and made it for the first time all himself. It was fantastic too!

I have been trying to eat more mindfully for breakfast. Typically I grab a bagel or a piece of toast and coffee and that’s it. Problem with that being half an hour later I am ready to chew my arm off, I am so hungry. I prefer a savory breakfast over a sweet breakfast. Sometimes I’ll even eat leftover stir-fry at 10:00 in the morning!

After researching savory breakfast ideas, I baked myself a loaf of black bread and 3 times last week I ate savory toast which consisted of eggs, cheese, spinach on top of the black bread toast. It was yum! I added a handful of red raspberries drizzled with honey for a side element and a cup of coffee and voila! Excellent breakfast.

Ok, so I forgot to take a pic of the savory toast, but this was yummy too!

I grocery shopped for this week on Sunday after church and spent $112.20. I had to buy a lot of expensive, once in a while items like A-1 steak sauce and Red Hot this week plus the coffee and Sahlen’s deli ham were each over $10. I didn’t get a pic of the butter, sour cream or can of whipped cream I bought but the rest is pictured below.

On the menu this week: I gave the “What’s for Dinner” list to the boy and asked him to pick out what he wanted for dinner this week. He wisely chose scalloped potatoes and ham, chicken Kiev and breakfast for dinner. We also have cheap steaks on the menu, big salads and probably a night or two of leftovers.

If you are curious about my “What’s for Dinner” list click here and check out that past blog post. There are 69 dinner ideas!

Total spent on groceries so far in 2024 – $915.80

Question of the week: what do you typically eat for breakfast?

Until next week- MM

Grocery Shopping and Meal Planning 2024 Week 8 of 52

Week 7 was a better week in the meal dept. Although we were still dealing with Scott’s Dad escaping the senior living facility multiple times, we still managed to eat pretty well. Dad even stayed with us for four days while we got his new home ready closer to us.

I made a big batch of our favorite Italian wedding soup, which we ate all week for lunches, crockpot meatloaf, tacos, and a pork roast. The crockpot got a lot of use!

I shopped on Sunday and spent $110.66. The bulk of my shopping was done at the Marketplace, but I also picked up a few things at Wegmans and Tops and I got 3 dozen eggs from Farm Guy.

With all of this on-the-go eating it’s been pretty tough to not eat crap. Convenience foods are just that. Convenient!

I have been doing a lot of recipe scrolling for Mediterranean based meals and have come up with a plan for breakfasts this week. I’ll share next week.

Total spent on groceries so far in 2024 – $803.60

How often do you all eat fast food? I don’t think I ate any fast food last week which is a win! Until next week- MM

2024 Goals Week 8 of 52

Last week was an interesting week. We spent most of the week moving my father-in-law out of his assisted living apartment in Horseheads to moving him into a new locked wing Memory Care facility in Brockport.

After moving him into his new digs on Monday we hope things will settle down for all of our family and he can comfortably settle into his new life closer to Scott and I. With that said, it was another week of struggling to accomplish much in the goals dept, but I needed to focus on my family first.

I did get a few things done though. Working on goals helped to occupy my mind and relieve some stress for me. Here goes!

Home repairs professionally done – New kitchen countertops, rip out over-the-oven microwave and replace with new exhaust hood, trim all fruit trees and cut down all sumac in the hedgerow.

I jumped on Facebook Marketplace this week and found 8 ft lengths of butcher block countertops for only $200 each slab. I am working on getting two which would be perfect for what I need.

Home projects done by us – Paint all trim in kitchen, re-paint upper kitchen cabinets, paint ceiling and walls in hallway, finish painting and put up picket pallet fencing, finish painting master bedroom and hang mantle over bed, front porch stained or painted, new brick patio in the backyard.

Nothing done on this goal this week.

Sewing projects – Finish Joyce’s Rose, New curtains for kitchen window, new seat cover for kitchen chair, new curtain over cat’s window seat, Christmas tree skirt, finish winter and summer season x-stitch projects.

I started working on my curtain for the living room window. I’ll update more next time.

Read 30 books (It’s my goal every year)

No books finished this week but reading several at the moment.

Books read so far in 2024:

1. “Not Quite Prince Charming” by Liz Talley

2. “Buttercups in the Basement” by Jane Harvey

3. “Searching for Sandra” by Jane Harvey

4. “Christmas at Hummingbird House” by Jane Harvey

5. “Perfectly Charming” by Liz Talley

6. “Home for Christmas” by Lloyd C. Douglas

7. “Witch Is When I Said Goodbye” by Adele Abbott

That’s 7 books read. 23 to go.

Take at least 2 mini vacations and see my step-daughter’s new house in NC.

I really want to go to Jasper, Canada which I saw in the Bachelor on Monday night but will have to settle for a weekend getaway.

Garden goals – raise 500 lbs of produce, new kitchen garden in front and new fruit garden in back, compost all dug and reset, raised bed garden re-imagined.

I started looking at Strawberry Plants.

Exercise somehow every single day concentrating most on core and pelvic floor and mobility.

I walked 2x last week.

Get all of my Etsy listings listed by March 31st so I can enjoy my garden in the Spring and summer months.

I got 9 listing up in my Etsy shop and tons more I am working on. 💪

Explore the Western NY Antique Trail (Yes, there is such a thing).

Now that we have Dad set up in his new home closer to us we hope to have a Saturday to do this.

Explore at least 3 local walking/biking trails.

Warmer weather for this goal. But we spied a bike trail along the canal in Brockport we would like to check out.

Sell 300 listings on Etsy this year.

I sold one listing this past week. 257 out of 300 to go!

Church goals – Six thrift sales this year, Work on baptism records and historical info, work on getting our church info out there for weddings, one historical themed event/fundraiser this year.

Our next thrift sale is in April! (God willing)

Pay off one of the two credit cards.

I have a very long, not so great story to tell you in my next update.

That’s it this time! How are you doing with your goals? – MM

P.s. if you would like to check out my Etsy shop here is the link https://redmillvintageandnew.etsy.com

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