About marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

SAL-Fraktur Hex #6

It’s been a cold miserable week here but I have been getting a lot done inside!

The last three weeks have flown by and admittedly I haven’t worked much on Fraktur Hex. Here is where I left off last time:

And here is where I am now:

Just got around the corner on the border. That’s it. I’ll get more done next time.

I have also been working on Modern Folk Embroidery’s year long SAL which has been taking most of my time.

I have been stitching it upside down because it’s easier for me to hold lol.

That’s what I have been up to stitching wise. πŸ™‚

Please check out the other bloggers in our SAL by clicking on the links below. Can’t wait to see what they are up to πŸ˜‰ Welcome back Jenny!! -MM

Not Impressed with Our Debt January 2020 Update

Originally I had a good solid “plan” when I started this journey of paying off our debt. Unfortunately that plan is in need of a change.

The momentum that I started with has changed because I am not working 55+ hours a week anymore. I have decided to adjust and take a different approach to this whole debt thing, which is exactly what we should do if things are not working out, right?

From this point on I am just going to concentrate on one debt or “goal” at a time and do one monthly update at the end of the month. I might update you on things that strike me in between but other than that, it will be a monthly update.

Last update I was paying on that pesky medical bill which was at $2,500 and I am very happy to say that it is now at $992.00! I have paid off about $1500. Two more months and we will be done with it!

I do have some great news to share on the money front! I have been offered a job with the 2020 Census where I will be the Field Operation Supervisor for my county and will be able to do both my regular job and this position. It means back to 55+ hours a week but I hope to get at least 2 to 3 debts paid in full during this period. Very exciting! I start the Census job in a couple of weeks.

We will see where I am at the end of February which even with the extra day makes it a short month.

Until next update…. -MM

computer desk laptop stethoscope

Photo by Negative Space on Pexels.com

 

SAL- Fraktur Hex #5

Good morning! It is a raining snowy mess here in Western NY but we are all warm inside dreaming of our Spring gardens.

I didn’t get a ton of work done on my Fraktur Hex. I have many large projects going including the SAL for Modern Folk Embroidery and one I created myself on my brand new computer program Winstitch.

Here is where I left off last update on Fraktur Hex:

And here is where I am now:

The border is going to be my nemesis.

Just for fun this is also what I am working on from Modern Folk Embroidery:

It’s going to be another huge project. The black 20ct aida is a killer though!

And here is the chart I have developed on my Winstitch program:

I know it’s ridiculously huge but this china pattern, Limoges Lyric was one of the first I ever sold in my Etsy Shop and can you imagine how gorgeous it will be when finished?

That’s it for me! Please visit the other stitchers in this group. Their links are at the bottom of this post. Can’t wait to see what everyone is up to! -MM

SAL – Fraktur Hex #4

Happy New Year! I am working on two large projects simultaneously which is good because I might go blind doing one of them because it’s on a dark charcoal 20 ct fabric. It’s really hard!

Fraktur Hex from Modern Folk Embroidery is the SAL project I am working on for this group.

Here is where I left off last time:

And here is where I am now:

One entire corner is complete. And no ripping out this time!

We have added a new member to the group! Welcome AJ! Can’t wait to see what you are up too. πŸ™‚

Please go check out the other bloggers to see what they are working on. Links are below.

Here’s to another great year!

MM

SAL – Fraktur Hex #3

Good Morning!

It’s been three weeks since our last update and 2 of those weeks were pretty miserable as I slowly ripped out all of the stitching that was off. But I did have some forward progress.

Here is where I ended yesterday.

No sense in showing the before!

I won’t even mention that I had to rip out another line in the border. Grrr…

I should be back on track (hopefully).

Please do some blog hopping and visit the other wonderful bloggers in this group.

Thank you Avis for your organization of this group. We appreciate you so much!

Hope you all have a Happy Christmas and a wonderful start to your new year.

See you in 3 weeks! -MM

SAL -Project Fraktur Hex #2

I spent so much time the last three weeks working on Fraktur Hex and I was so excited to show my progress but I realized late last night that I had made a mistake that had devastating consequences.

That may seem overly dramatic but as many of you know having to rip out two weeks worth of work is definitely devastating. And a real pain in the ass for lack of a better phrase.

Here is where I left off last time:

And here is where I got all the way up to:

I looked at the pattern wrong on the scroll work in the border which set the center part off by about 6 stitches.

My husband said just go with it and not rip it out but that would throw the entire project off because it is symmetrical. I can’t hide that big of a mistake.

I am so upset! Ugh…

I may not get a whole lot of progress done for next time but it will be correct and that’s the most important thing.

Please do go and check out the other bloggers and see what their projects look like. Hopefully they did better than I did this time! -MM

Not Impressed With Our Debt Week #69

I apologize for not giving you an end of month update for October. When I ran the numbers I was disappointed in myself and couldn’t figure out why the numbers were not adding up correctly. So I just let October go.

Let’s see instead where we are at week 69.

I wanted to pay off the Bank of America Credit Card in October. That didn’t happen for a couple of reasons. One: we overspent and Two: I paid $500 towards the medical bill instead, because they were breathing down my neck.

I have managed though to get $700 paid off on the BOA Credit card so that’s not so bad. It’s not $2000 paid off but hey…..

How did I get $1200 paid off between the two when it wasn’t in the budget this month? I was blessed enough to receive a bonus and a raise at one of my jobs and unbeknownst to me I still had a whopping 70+ hours of vacation time that was just sitting there for me to cash in at my other job. So I had my manager each week for three weeks use that vacation time and add it to my check. That was definitely a blessing to me!

Those two blessings added up to 1200 extra dollars which I plowed into our debt.

Right now the Bank of America is at $1392.00 from approximately $2000 and the Medical bill is at $2500 from $3000.

This next week I will be paying another $500 towards the medical. I finally signed up for a payment plan. I said I would pay $500 each month which is pretty steep but it will get it paid by March.

The total for all of the debt I am talking about on this blog still doesn’t add up to what I want again because clearly we have added debt in other areas so I will just concentrate on the BOA credit card and the Medical and then I can tackle the rest of the stuff.

In closing this post I want to put a question out to all of you. Why are we so uncomfortable with talking about our money?

The National Institute of Mental Health estimates that 40 million Americans suffer from anxiety and that financial worries are a massive trigger for this.

So why don’t we talk about money more? Couldn’t we help each other? Couldn’t we learn real information from each other? I don’t get it. We are comfortable about talking about the most intimate parts of ourselves but not about money. Makes no sense to me.

I’ll leave you with that thought. Until next time. -MM