Not Impressed With Our Debt January 2023

January wasn’t too bad for us. That’s not a great way to start a post but it’s true, considering we have had many Januarys where we have struggled greatly. I am very happy to say we were one of the first to pay our Town/County taxes and not one of the last. This is aContinue reading “Not Impressed With Our Debt January 2023”

Not Impressed With Our Debt 2022 Wrap-up

At the beginning of 2022 our debt to income ratio was pretty high. I am happy to say that by the end of 2022 that ratio has changed. Although I have struggled a bit in the last two months to finish paying off the one credit card completely it is down a whopping $5000 inContinue reading “Not Impressed With Our Debt 2022 Wrap-up”

Not Impressed with our Debt – October Update

Well, I really don’t have much good news for October. It feels like it was a total bust. For some reason I just couldn’t keep a positive balance in our checking account for the second week of October and I had to keep taking from my saved paycheck. On top of that my husband’s carContinue reading “Not Impressed with our Debt – October Update”

Not Impressed with our Debt – September Update

At the end of August I had an interesting comment from my 20 year old. He said mom, if I hadn’t already known about your plans to pay off your credit card I would not have noticed you were in save mode. In other words our lifestyle hasn’t changed much in the last 3 monthsContinue reading “Not Impressed with our Debt – September Update”

Not Impressed with our Debt – August Update

Paying off debt is stressful. Why can’t we talk about that stress more? Why is talking about our finances still taboo? Something to be hidden? Is it a shame thing? Are we are afraid we won’t measure up? Lots of questions to answer there. Again for the month of August I did not think anyContinue reading “Not Impressed with our Debt – August Update”

Not Impressed with our Debt – July Update

Going into this new plan for paying off one of our credit cards I knew July and August would be the toughest months. For the month of July I did not think any farther ahead than the week I was in. Putting all of my paycheck into the credit card debt and living off theContinue reading “Not Impressed with our Debt – July Update”

Not Impressed with our Debt – Ok I have Had Enough

Marriages and relationships are funny aren’t they? One wants one thing and the other wants something else. When you can’t agree on how to spend your money and what your goals are then that’s when debt creeps in and then of course debt causes stress, blah, blah, blah. Since January we have barely been ableContinue reading “Not Impressed with our Debt – Ok I have Had Enough”

Not Impressed with our Debt – How Much Did Christmas set us Back?

As a child Christmas was my favorite holiday but as an adult it’s a stressor. I don’t know how my parents did it or how much debt it put them in each year but they were amazing. Reflecting back on Christmas 2021 thankfully the debt numbers aren’t so bad for this year’s holiday. Going intoContinue reading “Not Impressed with our Debt – How Much Did Christmas set us Back?”

Not Impressed with our Debt – Week 17

October was a really tough month that’s why I didn’t post. Do you ever just have months where you have the same income as always but it doesn’t seem to be enough? A few things came up to set us back this month but they were very necessary. One of those things was fixing ourContinue reading “Not Impressed with our Debt – Week 17”

Not Impressed with our Debt – Week 12

Looking back on September it has been a big month. My husband gets paid weekly and I get paid bi-weekly. In September there were 5 paychecks for him and 3 paychecks for me. That means it should have been easy for us to meet our $1200 goal of paying down our debt in September, right?Continue reading “Not Impressed with our Debt – Week 12”

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