personal-finance – The Professional Domestic

Not Impressed With Our Debt – in the 3000s

I was able to squeak out paying another $1000 on our one credit card account. This was originally the largest amount owed between the three cards but now has moved to the middle of the pack. Balance on it now will be $3335.93 after Friday’s payment. Although this card has come a long way, forContinue reading “Not Impressed With Our Debt – in the 3000s”

Not Impressed With Our Debt – Week 3

Week 3 was a tough week. I usually sit at the computer on Wednesday mornings and pay any bills that need to be paid for the week and I did not do that for the 8th. This caused a chain reaction and suffice it to say created a shortage the next week for the 15th.Continue reading “Not Impressed With Our Debt – Week 3”

Not Impressed With Our Debt – Week 2

There are two methods of thought when it comes to paying off credit card debt. The “Snowball” method and the “Avalanche” method. The snowball method is when you pay off the credit card with the lowest balance first regardless of the interest rate which would give the debtor quick satisfaction. Once that credit card isContinue reading “Not Impressed With Our Debt – Week 2”

Not Impressed With Our Debt – Still working on It

I can’t believe it’s been almost a year since my last official Not Impressed post. Paying off our debt is still a struggle and sometimes I just want to give up but we have to keep at it right? In March I came home on a Sunday after church and sat at the computer andContinue reading “Not Impressed With Our Debt – Still working on It”

Not Impressed With Our Debt March 2024

March was a struggle too but a whole lot better than February. I am excited to say for the first time in years we got an actual tax refund! All of this refund will be going to our credit card. Amazing! In March I made payments of $1234.00 to this credit card, our total isContinue reading “Not Impressed With Our Debt March 2024”

Not Impressed With Our Debt February 2024

I think February 2024 will go down as one of the worst months I have had in a really long time. So bad in fact that I started seeing a therapist again and that says a lot because I am a very strong person. Included in our sh*tty month of February was the stress ofContinue reading “Not Impressed With Our Debt February 2024”

Not Impressed With Our Debt January 2024

In my December update a full year had gone by since I last checked in and after a lot of thinking, researching and delving into our credit card statements (and a few tears I might say), I have a much better understanding of how and why our debt soared again this year. The ironic thing? WeContinue reading “Not Impressed With Our Debt January 2024”

Not Impressed With Our Debt December 2023

I can’t believe the last time I wrote a post for this series it was January. An entire year has gone by and we are more in credit card debt than we ever have been before. It is frustrating beyond words. You have no idea how many times I wanted to post “Hey, I give up!”Continue reading “Not Impressed With Our Debt December 2023”