Not Impressed With Our Debt – in the 3000s

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I was able to squeak out paying another $1000 on our one credit card account. This was originally the largest amount owed between the three cards but now has moved to the middle of the pack. Balance on it now will be $3335.93 after Friday’s payment. Although this card has come a long way, for some reason it is still making me so anxious. Everywhere I look there are things we really need done around the house and this year was the first year in three years I haven’t had a designated home maintenance project lined up. In the last three years we have:

2023 – New Kitchen Flooring Installed

2024 – New Kitchen Countertops and Range Hood Installed

2025 – New Storm and Back Entry Doors Installed

The other projects we desperately need to get done are going to cost way more than these three combined probably and we may need a Home Equity loan for them. I don’t want to take a loan out having this credit card debt hanging around.

That’s it for now. Will update again soon!

-MM

Published by marymargaretripley

Welcome to my Blog! My world is my husband and son (soon to be moving into his own home) and my step-children (fully grown) and our two cats who are definitely ying and yang. My day job is as Deputy Clerk of my home town in Western, NY but when I get home I have two side gigs, one as a professional private baker, and two, as an Etsy shop owner selling vintage and antique dishes and accessories. I have been gardening and growing my own food since my grandfather taught me at the ripe old age of 5. I stitch, I bake, I grow food, I can and preserve, I grocery shop to save money and eat well and boy do I have massive to-do lists. I hope you enjoy my day to day writings.

One thought on “Not Impressed With Our Debt – in the 3000s

  1. I know the house things seem desperate, but as long as the electric is sound, the water pipes and roof are not leaking and you have a decent heat source for the winter, you can hold the line. (Ask me how I know 😂). Having the credit cards paid off will give you the option of doing things one at a time with no more debt. Hold off as long as you possibly can! I’m rooting for you!

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