Not Impressed with our Debt – August Update

Paying off debt is stressful. Why can’t we talk about that stress more? Why is talking about our finances still taboo? Something to be hidden? Is it a shame thing? Are we are afraid we won’t measure up? Lots of questions to answer there.

Again for the month of August I did not think any farther ahead than the week I was in. I made two more $900 payments to the credit card this month for a total of $1800. I did break down and we bought take out last Friday from a local restaurant. My resolve took a bit of a hit this month too. I really want (actually need) a new pair of shoes but I can keep putting that off for another couple of months. I really want to buy some other ingredients for new recipes but again I don’t want to spend the money. It can wait.

Beginning balance at the start of July was $7979. 82. Current balance is $4500. That’s a total of $3479.82 of debt gone in two months.

Here’s some good news! I make our last payment on an 11 year loan next week. Time for a happy dance after that one!

September will bring us some relief with that large loan payment being done. I also get three paychecks in September so the plan is to pay off $2700 worth of debt on that credit card but the school taxes are due in September. I really have no issue with not paying them in September and letting them re-levy onto the Town and County taxes in January but I have a plan. If successful I will pay off the $2700 and the school taxes all in September. Stay tuned. September is going to be a wild ride!

Till next month! -MM

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

7 thoughts on “Not Impressed with our Debt – August Update

  1. I am always so impressed by your tenacity and resilience with your finances, qualities that will enable you to pay off your debts. I can only imagine how stressful it is for you.


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