Paying off debt is stressful. Why can’t we talk about that stress more? Why is talking about our finances still taboo? Something to be hidden? Is it a shame thing? Are we are afraid we won’t measure up? Lots of questions to answer there.
Again for the month of August I did not think any farther ahead than the week I was in. I made two more $900 payments to the credit card this month for a total of $1800. I did break down and we bought take out last Friday from a local restaurant. My resolve took a bit of a hit this month too. I really want (actually need) a new pair of shoes but I can keep putting that off for another couple of months. I really want to buy some other ingredients for new recipes but again I don’t want to spend the money. It can wait.
Beginning balance at the start of July was $7979. 82. Current balance is $4500. That’s a total of $3479.82 of debt gone in two months.
Here’s some good news! I make our last payment on an 11 year loan next week. Time for a happy dance after that one!
September will bring us some relief with that large loan payment being done. I also get three paychecks in September so the plan is to pay off $2700 worth of debt on that credit card but the school taxes are due in September. I really have no issue with not paying them in September and letting them re-levy onto the Town and County taxes in January but I have a plan. If successful I will pay off the $2700 and the school taxes all in September. Stay tuned. September is going to be a wild ride!
Till next month! -MM
One step at a time seems to go so slooooowly, doesn’t it? But you’re on a roll…take those Happy Dances whenever they show up!
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With only being paid every other week it’s tough to wait 2 weeks to make another payment to the credit card. There is so much temptation in between paychecks! 😧
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Hang in there!
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Some monster progress in August, and September is sounding very wild,in a good way!
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I hope so Kathy! We will see 🙂
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I am always so impressed by your tenacity and resilience with your finances, qualities that will enable you to pay off your debts. I can only imagine how stressful it is for you.
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Stressful in so many ways! I hope to talk about that more in my next post. And thank you for the kind words Anne 🙏
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