I hesitate in writing this post because if I fail, everyone will know it. I feel that I must though, because there has to be more people out there like us that have this problem.
We have been plagued by it for the past 8 years. My husband and I were each going through divorces when we met and then we jumped into opening a bakery together. It was good and then it was bad. We still haven’t recovered from it.
So that’s pretty much the back story. We aren’t people that go on expensive vacations and buy tons of clothes. Most of our debt has just been living expenses. Surviving expenses more like it.
So why am I writing this post now? Because I have come up with a plan. A solid plan I think. It won’t be easy but in the next 80 weeks, that’s about 18 months, I want to pay off about $35,000 in debt which would leave us with just a home equity and a small balance on our mortgage.
A little scary right? Yeah I think so too but we can’t keep letting this rule us. We are young and have some living to do. This debt stuff is for the birds!
I plan on updating once a month on the progress we make in paying down our debt but I will post weekly about the steps we took to get there.
Take a deep breath with me.
The first post will come tomorrow. See you then. -MM
12 thoughts on “A Journey”
Thanks for writing about such a personal, and often avoided, topic. I know how you feel. Our move has left us drowning. I look forward to tomorrow!
Thanks Catherine! I have heard so many people say debt is a big topic of concern for them. If we talked about it more maybe we could all learn something different from each other on how to dig ourselves out and stay debt free.
We have walked this road, and it was so hard. I applaud you and wish every success to you. Hang in there and gut it out as long as you can, it IS worth it in the end.
It’s a tough one Kathy. I am just getting too old to have such debt hanging over us.
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Good for you guys for taking those steps.
We’ve been there and have come out the other side almost debt-free. Four more years and our mortgage is paid off too. You can do it 🙂
Wow that’s great Carole! It will be so wonderful for you to have it completely paid off 🙂
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sounds like a plan, and there’s nothing like positive thinking to help you move forwards!
Thanks Claire! I hope to come back to our group soon I just want to concentrate on this for a bit.
How brave! Again, same boat myself. It’ll be a good way to keep tabs on how it’s reducing. Sometimes it never feels like it does!
I feel like we have been treading water for years! In reality we have paid an enormous amount off already but now I am getting impatient and just want to work harder to be done 🙂
I know completely how you feel! It’s easy to forget what’s already been paid off. Keep going! You’re doing so well!