I hesitate in writing this post because if I fail, everyone will know it. I feel that I must though, because there has to be more people out there like us that have this problem.
We have been plagued by it for the past 8 years. My husband and I were each going through divorces when we met and then we jumped into opening a bakery together. It was good and then it was bad. We still haven’t recovered from it.
So that’s pretty much the back story. We aren’t people that go on expensive vacations and buy tons of clothes. Most of our debt has just been living expenses. Surviving expenses more like it.
So why am I writing this post now? Because I have come up with a plan. A solid plan I think. It won’t be easy but in the next 80 weeks, that’s about 18 months, I want to pay off about $35,000 in debt which would leave us with just a home equity and a small balance on our mortgage.
A little scary right? Yeah I think so too but we can’t keep letting this rule us. We are young and have some living to do. This debt stuff is for the birds!
I plan on updating once a month on the progress we make in paying down our debt but I will post weekly about the steps we took to get there.
Take a deep breath with me.
The first post will come tomorrow. See you then. -MM