A Journey

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I hesitate in writing this post because if I fail, everyone will know it. I feel that I must though, because there has to be more people out there like us that have this problem.

Debt.

We have been plagued by it for the past 8 years. My husband and I were each going through divorces when we met and then we jumped into opening a bakery together. It was good and then it was bad. We still haven’t recovered from it.

So that’s pretty much the back story. We aren’t people that go on expensive vacations and buy tons of clothes. Most of our debt has just been living expenses. Surviving expenses more like it.

So why am I writing this post now? Because I have come up with a plan. A solid plan I think. It won’t be easy but in the next 80 weeks, that’s about 18 months, I want to pay off about $35,000 in debt which would leave us with just a home equity and a small balance on our mortgage.

A little scary right? Yeah I think so too but we can’t keep letting this rule us. We are young and have some living to do. This debt stuff is for the birds!

I plan on updating once a month on the progress we make in paying down our debt but I will post weekly about the steps we took to get there.

Take a deep breath with me.

The first post will come tomorrow. See you then. -MM

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

12 thoughts on “A Journey

    1. Thanks Catherine! I have heard so many people say debt is a big topic of concern for them. If we talked about it more maybe we could all learn something different from each other on how to dig ourselves out and stay debt free.

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  1. We have walked this road, and it was so hard. I applaud you and wish every success to you. Hang in there and gut it out as long as you can, it IS worth it in the end.

    Like

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