Not Impressed with our Debt – Ok I have Had Enough

Marriages and relationships are funny aren’t they? One wants one thing and the other wants something else. When you can’t agree on how to spend your money and what your goals are then that’s when debt creeps in and then of course debt causes stress, blah, blah, blah.

Since January we have barely been able to pay off any debt. Why? No one reason really. Some of our problem is lack of time because we are always somewhere doing something for someone, or other times it might be pure laziness. Little things we spend our money on add up. Car repairs, medical bills, eating out too much, buying things we really don’t need. You know what I mean.

Well after bringing home close to $7000 in salary last month and we still struggled to pay the bills?? Well I have had enough of this nonsense. I got hubs to agree with me (although I can still see and feel his skepticism) that for the next 4 months we are putting my entire paycheck into paying off one of our credit cards. For the next 4 months we will live off of his paycheck.

I don’t care if the entire house falls down around us WE WILL BE PAYING OFF THIS CREDIT CARD BY THE END OF OCTOBER. That card has $8000 on it and I get paid bi-weekly. In the month of September I get three paychecks. Also we have just 2 payments left on a loan we took out 11 years ago. Let me say that again. Eleven years we have been paying this loan. That $408 will be back in our pockets in September as well.

The Feds increased the interest rates and now is the perfect time to dig into paying off your credit card.

Last week I made our first $900 payment to the credit card. Current balance is $7079. Next week another $900 will happen. I will definitely keep you updated on this. -MM

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

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