Not Impressed with our Debt – Ok I have Had Enough

Marriages and relationships are funny aren’t they? One wants one thing and the other wants something else. When you can’t agree on how to spend your money and what your goals are then that’s when debt creeps in and then of course debt causes stress, blah, blah, blah.

Since January we have barely been able to pay off any debt. Why? No one reason really. Some of our problem is lack of time because we are always somewhere doing something for someone, or other times it might be pure laziness. Little things we spend our money on add up. Car repairs, medical bills, eating out too much, buying things we really don’t need. You know what I mean.

Well after bringing home close to $7000 in salary last month and we still struggled to pay the bills?? Well I have had enough of this nonsense. I got hubs to agree with me (although I can still see and feel his skepticism) that for the next 4 months we are putting my entire paycheck into paying off one of our credit cards. For the next 4 months we will live off of his paycheck.

I don’t care if the entire house falls down around us WE WILL BE PAYING OFF THIS CREDIT CARD BY THE END OF OCTOBER. That card has $8000 on it and I get paid bi-weekly. In the month of September I get three paychecks. Also we have just 2 payments left on a loan we took out 11 years ago. Let me say that again. Eleven years we have been paying this loan. That $408 will be back in our pockets in September as well.

The Feds increased the interest rates and now is the perfect time to dig into paying off your credit card.

Last week I made our first $900 payment to the credit card. Current balance is $7079. Next week another $900 will happen. I will definitely keep you updated on this. -MM

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

2 thoughts on “Not Impressed with our Debt – Ok I have Had Enough

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

One Hundred Dollars a Month

I am your typical housewife living in high maintenance suburbia. I have a handsome husband, 2 kids and a flock of pet chickens. I try and feed my family with $100 a month. With the help of coupons, gardening and bartering I am able to squeeze the most out of our grocery budget and still manage to have a little fun along the way.

Gardening Nirvana

Sharing my journey in and out of the garden

The Snail of Happiness

small steps to a kinder world

Cocktails In The Library

Talking about great books while enjoying tasty libations!

Autumn Leaves & A Spring Breeze

Leading a happy and sustainable lifestyle

Midwest mattie

just living my best life in the midwest.

Sewing Beside the Sea

All things made with my needle and thread

thecraftycreek

Making and creating

Sewing Etc.

Sharing my adventures in sewing and needlearts

Debt Free Hopeful

“Love recognizes no barriers. It jumps hurdles, leaps fences, penetrates walls to arrive at its destination full of hope.” — Maya Angelou

theuntoldblogofeli

Outrageous mama saying Fuck It

The Journey to a Debt-Free Life

Reshaping your Financial Future

Cottage Garden Trio

The daily life and times of a thirty something couple and their toddler

McMuffins Gaming

From the Mind of a Gamer

Claire93's Blog

my little corner in blogland

Ever The Crafter

She, ever the crafter, kept on crafting

Emma's Craft Projects

Everyday craft inspirations

Bake. Make. Take (a trip!)

Celebrating the "funner" things in life...

Peas Romaine Calm

A simple, easy & cost effective approach to cooking!

life on less

living life with less debt

%d bloggers like this: