Not Impressed With Our Debt June 2024

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In my last update in March we owed over $10,000 on the credit card.

It has been a struggle to get my husband on board about paying off our debt. I would tell him how much I paid down the debt in the month, but it wasn’t really clicking. He needed to see it visually, he said. Ok, then, I told him I’ll go a different route when reporting.

In May, I slapped a piece of paper with our debt amount and the date right on to the wall next to the coffee pot so he wouldn’t miss it every morning. Each time I make a credit card payment, I attach a new sheet with the amount and date over the last. The original amount is there in the back of the pile, so we can see how far we’ve come in a short period of time. This has really helped him!

In March, we owed $10,721.74.

I am thrilled to say we are down to $8108.06!

That’s a difference of $2613.68. Remember that includes any monthly interest, so we actually paid a couple hundred more than this is reflecting.

Goal for July: We get the credit card into the 7000s which will be easy peasy.

Until next time -MM

Published by marymargaretripley

Welcome to my Blog! My world is my husband and son (soon to be moving into his own home) and my step-children (fully grown) and our two cats who are definitely ying and yang. My day job is as Deputy Clerk of my home town in Western, NY but when I get home I have two side gigs, one as a professional private baker, and two, as an Etsy shop owner selling vintage and antique dishes and accessories. I have been gardening and growing my own food since my grandfather taught me at the ripe old age of 5. I stitch, I bake, I grow food, I can and preserve, I grocery shop to save money and eat well and boy do I have massive to-do lists. I hope you enjoy my day to day writings.

3 thoughts on “Not Impressed With Our Debt June 2024

  1. That is a big dent Mary Margaret! I hope the new reporting system is helping DH to join in with enthusiasm. Keep up your determined efforts to no longer be a debt slave!

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