In my last update in June we owed $8108.06 on the credit card. My goal was to get under $8,000. I am happy to say that I did achieve this goal however, not by much.
Right now that credit card is at $7529.65.
I was getting a bit down on myself because I have only paid about $600 off on that card in two months.
BUT, I paid about $1600 in cash for my new counter tops (that are now on order), and, yes, I could have put that money to my credit card debt but there comes a point where you have to take care of repairs otherwise you lose your mind. My formica counters are probably original to the house, making them 70 years old and are very embarrassing for me, and the microwave over our stove leaks from a poorly installed vent on the roof when it rains hard.
Now here’s the good news…I have also been paying on the other, LARGER credit card and, between the two cards, have paid off over $7000 in debt since the beginning of the year. So, in reality, I am more than meeting my goal of paying off a credit card this year. If I keep at this same pace, I should be able to potentially pay off $10,000 of debt this year. That is freaking fantastic!
When you don’t think you are working hard enough to pay off your debt, give yourself some grace and stand back and look at the entire picture. It becomes crystal clear when you do.
Keep moving forward even when you have to take a step back to see your progress. Don’t give up!
Until next time -MM
The Professional Domestic 
Just think of how much of your life your have moved to “cash” versus credit! It’s a big change, but it looks to me like things are starting to form a snowball in a good way!
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So far so good! Hopefully we won’t have any more emergency money sucking incidents until I get more of this debt paid off.
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Thats a heck of a lot of progress in less than a year and still a few more months yet! You and your family should be very proud of what you’ve been able to achieve. Besides a mortgage I’ve never been in debt, I was taught to live on cash only, but that does mean I had a few rough years when I first started adult life, turning down social events and other luxuries people didn’t realise costed me a week’s groceries. Lucky for me this was all down to earning too little and that problem solved itself with work experience, so I just had to “hang in there”
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I am very pleased with the progress 😀. It seems to me that there are so many more things to take our money now than when we grew up. Unfortunately, divorce, medical bills and opening and closing a business within 2 years really hit us hard financially. I’ll have to talk about that in my next blog post. 😊
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