Not Impressed With Our Debt Week #69

I apologize for not giving you an end of month update for October. When I ran the numbers I was disappointed in myself and couldn’t figure out why the numbers were not adding up correctly. So I just let October go.

Let’s see instead where we are at week 69.

I wanted to pay off the Bank of America Credit Card in October. That didn’t happen for a couple of reasons. One: we overspent and Two: I paid $500 towards the medical bill instead, because they were breathing down my neck.

I have managed though to get $700 paid off on the BOA Credit card so that’s not so bad. It’s not $2000 paid off but hey…..

How did I get $1200 paid off between the two when it wasn’t in the budget this month? I was blessed enough to receive a bonus and a raise at one of my jobs and unbeknownst to me I still had a whopping 70+ hours of vacation time that was just sitting there for me to cash in at my other job. So I had my manager each week for three weeks use that vacation time and add it to my check. That was definitely a blessing to me!

Those two blessings added up to 1200 extra dollars which I plowed into our debt.

Right now the Bank of America is at $1392.00 from approximately $2000 and the Medical bill is at $2500 from $3000.

This next week I will be paying another $500 towards the medical. I finally signed up for a payment plan. I said I would pay $500 each month which is pretty steep but it will get it paid by March.

The total for all of the debt I am talking about on this blog still doesn’t add up to what I want again because clearly we have added debt in other areas so I will just concentrate on the BOA credit card and the Medical and then I can tackle the rest of the stuff.

In closing this post I want to put a question out to all of you. Why are we so uncomfortable with talking about our money?

The National Institute of Mental Health estimates that 40 million Americans suffer from anxiety and that financial worries are a massive trigger for this.

So why don’t we talk about money more? Couldn’t we help each other? Couldn’t we learn real information from each other? I don’t get it. We are comfortable about talking about the most intimate parts of ourselves but not about money. Makes no sense to me.

I’ll leave you with that thought. Until next time. -MM

 

 

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

2 thoughts on “Not Impressed With Our Debt Week #69

  1. I think we get anxious about money because not having it puts us in a really difficult situation ~ not being able to pay the rent/mortgage, utilities, medical expenses, and so on. Our world revolves around money. However, that doesn’t explain why we don’t talk about it….which makes your question an interesting one.

    Like

  2. I think if we talked about finances more, we might realize what is really going on with central banks around the world, and we might be able to curb it. You have really made progress over the past year MM, and I’m confident you will meet your goal.

    Like

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