Not Impressed With Our Debt Week #69

I apologize for not giving you an end of month update for October. When I ran the numbers I was disappointed in myself and couldn’t figure out why the numbers were not adding up correctly. So I just let October go.

Let’s see instead where we are at week 69.

I wanted to pay off the Bank of America Credit Card in October. That didn’t happen for a couple of reasons. One: we overspent and Two: I paid $500 towards the medical bill instead, because they were breathing down my neck.

I have managed though to get $700 paid off on the BOA Credit card so that’s not so bad. It’s not $2000 paid off but hey…..

How did I get $1200 paid off between the two when it wasn’t in the budget this month? I was blessed enough to receive a bonus and a raise at one of my jobs and unbeknownst to me I still had a whopping 70+ hours of vacation time that was just sitting there for me to cash in at my other job. So I had my manager each week for three weeks use that vacation time and add it to my check. That was definitely a blessing to me!

Those two blessings added up to 1200 extra dollars which I plowed into our debt.

Right now the Bank of America is at $1392.00 from approximately $2000 and the Medical bill is at $2500 from $3000.

This next week I will be paying another $500 towards the medical. I finally signed up for a payment plan. I said I would pay $500 each month which is pretty steep but it will get it paid by March.

The total for all of the debt I am talking about on this blog still doesn’t add up to what I want again because clearly we have added debt in other areas so I will just concentrate on the BOA credit card and the Medical and then I can tackle the rest of the stuff.

In closing this post I want to put a question out to all of you. Why are we so uncomfortable with talking about our money?

The National Institute of Mental Health estimates that 40 million Americans suffer from anxiety and that financial worries are a massive trigger for this.

So why don’t we talk about money more? Couldn’t we help each other? Couldn’t we learn real information from each other? I don’t get it. We are comfortable about talking about the most intimate parts of ourselves but not about money. Makes no sense to me.

I’ll leave you with that thought. Until next time. -MM

 

 

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

2 thoughts on “Not Impressed With Our Debt Week #69

  1. I think we get anxious about money because not having it puts us in a really difficult situation ~ not being able to pay the rent/mortgage, utilities, medical expenses, and so on. Our world revolves around money. However, that doesn’t explain why we don’t talk about it….which makes your question an interesting one.

    Like

  2. I think if we talked about finances more, we might realize what is really going on with central banks around the world, and we might be able to curb it. You have really made progress over the past year MM, and I’m confident you will meet your goal.

    Like

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

One Hundred Dollars a Month

I am your typical housewife living in high maintenance suburbia. I have a handsome husband, 2 kids and a flock of pet chickens. I try and feed my family with $100 a month. With the help of coupons, gardening and bartering I am able to squeeze the most out of our grocery budget and still manage to have a little fun along the way.

Gardening Nirvana

Sharing my journey in and out of the garden

The Snail of Happiness

small steps to a kinder world

Cocktails In The Library

Talking about great books while enjoying tasty libations!

Autumn Leaves & A Spring Breeze

Leading a happy and sustainable lifestyle

Midwest mattie

just living my best life in the midwest.

Sewing Beside the Sea

All things made with my needle and thread

thecraftycreek

Making and creating

Sewing Etc.

Sharing my adventures in sewing and needlearts

Debt Free Hopeful

“Love recognizes no barriers. It jumps hurdles, leaps fences, penetrates walls to arrive at its destination full of hope.” — Maya Angelou

theuntoldblogofeli

Outrageous mama saying Fuck It

The Journey to a Debt-Free Life

Reshaping your Financial Future

Cottage Garden Trio

The daily life and times of a thirty something couple and their toddler

McMuffins Gaming

From the Mind of a Gamer

Claire93's Blog

my little corner in blogland

Ever The Crafter

She, ever the crafter, kept on crafting

Emma's Craft Projects

Everyday craft inspirations

Bake. Make. Take (a trip!)

Celebrating the "funner" things in life...

Peas Romaine Calm

A simple, easy & cost effective approach to cooking!

%d bloggers like this: