At the beginning of 2022 our debt to income ratio was pretty high. I am happy to say that by the end of 2022 that ratio has changed. Although I have struggled a bit in the last two months to finish paying off the one credit card completely it is down a whopping $5000 inContinue reading “Not Impressed With Our Debt 2022 Wrap-up”
Tag Archives: debt
What We Have Been Eating Lately
Food costs have been insanely expensive but last week I caught an amazing sale! When sales are offered that are that good it’s time to stock up. One piece of advice is don’t be afraid to pre-order sale items especially meat. When I saw the sale ad I called and ordered 20 lbs of bonelessContinue reading “What We Have Been Eating Lately”
Not Impressed with our Debt – October Update
Well, I really don’t have much good news for October. It feels like it was a total bust. For some reason I just couldn’t keep a positive balance in our checking account for the second week of October and I had to keep taking from my saved paycheck. On top of that my husband’s carContinue reading “Not Impressed with our Debt – October Update”
Not Impressed with our Debt – September Update
At the end of August I had an interesting comment from my 20 year old. He said mom, if I hadn’t already known about your plans to pay off your credit card I would not have noticed you were in save mode. In other words our lifestyle hasn’t changed much in the last 3 monthsContinue reading “Not Impressed with our Debt – September Update”
Week 32-36 What We Ate and How Much We Spent on Groceries
Happy September 1st! Time for the August grocery shopping update. I budgeted $400 for groceries this month because there were five weeks in August. Total spent on groceries for August $438.39 that’s $38.39 over budget. I’ll have to do better in September for sure but considering I was $60 under budget last month I stillContinue reading “Week 32-36 What We Ate and How Much We Spent on Groceries”
Not Impressed with our Debt – August Update
Paying off debt is stressful. Why can’t we talk about that stress more? Why is talking about our finances still taboo? Something to be hidden? Is it a shame thing? Are we are afraid we won’t measure up? Lots of questions to answer there. Again for the month of August I did not think anyContinue reading “Not Impressed with our Debt – August Update”
Not Impressed with our Debt – July Update
Going into this new plan for paying off one of our credit cards I knew July and August would be the toughest months. For the month of July I did not think any farther ahead than the week I was in. Putting all of my paycheck into the credit card debt and living off theContinue reading “Not Impressed with our Debt – July Update”
Not Impressed with our Debt – Ok I have Had Enough
Marriages and relationships are funny aren’t they? One wants one thing and the other wants something else. When you can’t agree on how to spend your money and what your goals are then that’s when debt creeps in and then of course debt causes stress, blah, blah, blah. Since January we have barely been ableContinue reading “Not Impressed with our Debt – Ok I have Had Enough”
Not Impressed with our Debt – How Much Did Christmas set us Back?
As a child Christmas was my favorite holiday but as an adult it’s a stressor. I don’t know how my parents did it or how much debt it put them in each year but they were amazing. Reflecting back on Christmas 2021 thankfully the debt numbers aren’t so bad for this year’s holiday. Going intoContinue reading “Not Impressed with our Debt – How Much Did Christmas set us Back?”
Not Impressed with our Debt – Week 17
October was a really tough month that’s why I didn’t post. Do you ever just have months where you have the same income as always but it doesn’t seem to be enough? A few things came up to set us back this month but they were very necessary. One of those things was fixing ourContinue reading “Not Impressed with our Debt – Week 17”
The Professional Domestic 