Not Impressed With Our Debt – Weeks 24-27 – Up to Date Results

Hi all! I looked back to see the last time I posted a monthly result and I haven’t posted results since October! Yikes! Sorry about that.

Between Christmas shopping bills and property tax bills that came due in January I am a little behind in paying off debt but I do have some progress to post about!

In October I posted that at the end of the month we were down to owing $30,531 in debt.

As of now our debt owed is $27,011. That’s down $3520.00. Remember I talked about owing for medical bills for a night in the emergency room that added up to at least $3500? Well I haven’t gotten the bill for it yet so as of right now that $27,011 is still a solid number.

Now that, the Old Navy balance is gone I need another bill to focus my energy on so this time I am picking a bill that has a smaller amount owed, our home equity loan. Right now the balance due on that loan is $2,207.46. Seems a much smaller goal to pay off than that $6500 Old Navy balance right?

If I can get this bill paid off quickly it will free up that payment of $328.00/month which will give us a much greater cash flow.

I told my husband every time we pay a large bill off we will add another $10 to his 401k retirement a week. Doesn’t sound like a lot but when his employer matches that amount it will definitely add up. So far we have increased his 401k contribution $20/week since December.

How are you doing on your debt? Do you use a budget? See you next week! -MM

 

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

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