Not Impressed with Our Debt September 2020 Update

I haven’t updated since June so I thought I better get an update posted today.

It’s been a frustrating few months. I have made some progress in some areas and put some debt on in other areas.

Here’s the breakdown:

  1. Honda loan balance in June was $1600 – Now down to $900. I made a triple payment in July and another regular payment in September. Yay!
  2. Our clothes washer finally said enough and died on us. Instead of paying for a brand new washer which was at least $800 we went on Facebook Marketplace and found the exact model we had currently only much newer for $250. We paid for it in cash we had saved. Double Yay!
  3. My big 20 qt mixer started to seize and spark. We put it off for a month but finally got someone to come in and repair it. Cost was $150. We again paid in cash. Triple Yay!
  4. I paid $525 on my credit card this month. I took the minimum payment and added in the few things I charged on it for the month then I added in the interest amount from last month and paid $525.41. I plan on doing the same this next month. Yay x 4!
  5. We did put about $800 on our other credit card this month. We bought a new couch. It was more than I wanted to pay but we have barely used our living room all year and I was very tired of each of us hanging out in our bedrooms and not being all together to at least watch a movie or football game once in a while. Our old couch (which was only about 6 years old) never was comfortable so we stopped hanging out in the living room together. $800 was worth bringing us back together I think so money well spent! Minus 1 point though for adding more debt 😦

Unfortunately school taxes are looming due and I know I am going to pay them late because I just don’t have the funds to pay them in full this month. It’s ok though. I’ll get them paid I just won’t be able to pay much extra on our debt in October.

That’s about it. Only $900 left to pay on the Honda! Until next update -MM

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

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