Not Impressed with Our Debt – Back At It

When I originally designed a plan to pay off our debt I had a steady paycheck. Unfortunately in life things happen to derail our plans and like many during this pandemic I lost my full time job.

If you know me personally then you know that I am resilient and weren’t surprised when I jumped right into making my own money during the lockdown. I took on 4 part-time jobs. Yes four! I started offering home delivery again through my baking business and it quickly grew to over 30 orders a week. I also started selling even harder in my Etsy shop and those sales have continued to skyrocket. I went back to the grocery store I have worked at for years and picked up two closing night shifts and I was hired at my local Town Office for about 15 hours a week.

I have been happy doing what I needed to do to stay afloat but after my husband’s heart attack things became clear to me that I needed to find full time employment. Working crazy hours takes a toll on your mental and physical health and not only was I working 4 part-time jobs but my husband was working two full time jobs! Enough was enough. Time for a change.

I have accepted a full time position and I am very happy and relieved to just work 9 to 5 again. Of course I will still have my Etsy shop and although I am stopping home delivery weekly I still have plenty of side bakery orders to satisfy that creative side in me. The store will always be there if I need it but for now I am turning in my key.

Although times are changing and people say men can start taking on more of a role of homemaker it still isn’t the same as having mom and wife home and taking care of things. Being gone at night working or attending a meeting has really screwed up our eating schedule.

So in the coming weeks I plan on getting a plan back together for getting our debt paid off even more. We have done a great job in not taking on any more major debt and our biggest most expensive debt is down to just over $5000 from a whopping $40,000. The end is in sight for that one!

Thankfully with the stimulus payments we were able to pay my husband’s medical bills in full without having to do a payment plan with the hospital. Yippee!

Major life illnesses, although very scary, really make you think about what is important and where your priorities lie. It’s time we enjoy ourselves a bit right? – MM

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

One thought on “Not Impressed with Our Debt – Back At It

  1. You have done such an incredible job; the ability to pay the medical off using the stimulus checks is proof of your commitment and success. God worked that one out for your good! So happy to hear that you have a 9-5, definitely a relief for you.


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