Not Impressed with our Debt – Back at it Week 3

It was a busy week last week but I still managed to make a sizeable dent in our debt and savings.

At the end of Week 3 we are at $34,238.46 for debt amount and $360.00 in savings. That’s a decrease of $600.19 in debt and an increase in $110 in savings!

My goal for us this month is $1000 in total debt paid off and an increase in our savings. Below is this month’s breakdown thus far.

  • Week 1 – $35,100
  • Week 2 – $34,838.65
  • Week 3 – $34,238.46
  • Total debt paid off so far this month $861.54

Just $138.46 left to go to reach July’s goal and I am already happy with our savings increase.

Since I started posting our debt shenanigans again I have had a few of you tell me that you appreciate the honesty about our money and debt journey and how we are handling it. Debt and money management is not easy. There are all sorts of reasons why people fall into debt and I am betting most of the time it’s not because of misspending.

We didn’t get into debt because we were taking lavish vacations and buying toys and things we didn’t need. We got into debt because of divorce, a failed business and having crappy medical insurance. Seriously, all from things that just happen in life. But when bills add up to more than what we bring home in our paychecks that’s when debt builds plain and simple.

Keep the comments coming. I love hearing from you!

Next update August 2nd – MM

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster.

One thought on “Not Impressed with our Debt – Back at it Week 3

  1. Crappy insurance is the norm anymore isn’t it? When I left the university, they offered to keep us on their crappy insurance (which had only paid out when I had the two girls!) for $2000/month!!!! Congratulations on a fantastic month!!!!


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