Not Impressed With Our Debt -Weeks 18 -21

marymargaretripleyDecember 28, 2018debt, Not Impressed With Our Debtcredit cards, debt, hospital bills, Not Impressed With Our Debt, Old Navy

I survived the holiday baking season. The only thing I can say without going into details is that it was awful by the end and I am so glad it’s over! Terrible to say that isn’t it?

During that time though I am happy to report a very good thing and very bummed to report a very not so great thing.

Here is the very good thing:

https://m.facebook.com/story.php?story_fbid=547540485763700&id=1455853581377715

I paid off the Old Navy card!! All $2048.00 left on it. In full. Felt amazing!

Now for the not so great news… Remember that emergency room visit I had in November? I am getting a whopping bill for over $3500 from the hospital from it. That’s after insurance took care of only about a $1000 of it. Gotta love that high deductible plan we all have right?

I was devastated at first but not for long. We have to keep going. I will get that $3500 paid off next is all. I am not worrying a single second about it. Yes it sucks but the Old Navy is gone and it’s never coming back.

We accomplished paying off $6500 in debt in 5 months. That’s a reason to celebrate in my book!

I hope you all had a very Happy Christmas and please enjoy your New Year. It’s always a new beginning. -MM

Published by marymargaretripley

I am a professional Bakery Manager at a privately owned grocery store. I also owned my own bakery for over four years. I have been baking for 15+ years professionally. I also teach canning and preserving classes and have been gardening since I was 5 years old. I live in Western, NY with my husband, teenage son, Bernie the Cat and Muffins the Hamster. View more posts

6 thoughts on “Not Impressed With Our Debt -Weeks 18 -21”

kathyreeves says:

December 29, 2018 at 3:12 am

Exactly the right attitude! Hurrah for getting rid of Old Navy, 🎉👏💐🏅🍾! As for the ER, I know how you feel. Been there, several times, I’m afraid. You are doing great, and if you managed Christmas with cash, give yourself a huge pat on the back!

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1. marymargaretripley says:
  
  December 30, 2018 at 1:40 am
  
  Thank you Kathy! Yes I only charged a few hundred dollars this Christmas season which I am very proud about. 🙂 I dont want to get down on the medical bill. There will always be something right?
  
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  1. kathyreeves says:
    
    December 30, 2018 at 4:05 am
    
    Very true, and you did great managing Christmas!
    
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Catherine says:

December 29, 2018 at 11:04 am

Congratulations! What an incredible achievement. Life sometimes throws things at you and you just have to take them in your step, which is what you are doing. Well done, what a great feeling to have that Old Navy card gone! And not an insignificant amount either.

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1. marymargaretripley says:
  
  December 30, 2018 at 1:42 am
  
  Thanks Catherine! Yes it was the second largest of the debt we are trying to pay off in 80 weeks. I will just have the maintain the payments on the other debts and get the medical bill paid off first.
  
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Carole says:

December 30, 2018 at 9:52 am

That’s a massive achievement. I’m really chuffed for you 🙂

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