Not Impressed With Our Debt – Week 64 of 80 – Hospital Bill

I finally had to call the grant department about my emergency room bill to find out the status of my application. Like I thought, we earn too much and we were rejected.

I spoke in depth with the woman and she suggested going on the payment plan. I told her what had happened the last time I went on a payment plan and even she agreed they were ridiculous. Her advice to me was to keep paying as much as I could monthly and if someone from the collection department called to ignore the call and block the number. I kind of chuckled at that. But honestly that’s what I have done before.

This week I will call and set up a payment plan for as low as I can get away with every month to satisfy the hospital goons. My plan is to pay as much as I can each week and hopefully in a few months that bill will be paid.

One good thing on the debt paying front is that I got $500 paid off on the Bank of America card this week and I had my husband add $20 more a week to his 401k because we got 2 more major bills paid off.

I am disappointed in not getting even a little help with the ER bill but now that I know I can concentrate on getting that bill paid off quickly.

We are back in the right direction of paying down our debt folks and it feels good! I’ll be back with an update on the 30th. -MM

 

Not Impressed With Our Debt -Weeks 18 -21

I survived the holiday baking season. The only thing I can say without going into details is that it was awful by the end and I am so glad it’s over! Terrible to say that isn’t it?

During that time though I am happy to report a very good thing and very bummed to report a very not so great thing.

Here is the very good thing:

https://m.facebook.com/story.php?story_fbid=547540485763700&id=1455853581377715

I paid off the Old Navy card!! All $2048.00 left on it. In full. Felt amazing!

Now for the not so great news… Remember that emergency room visit I had in November? I am getting a whopping bill for over $3500 from the hospital from it. That’s after insurance took care of only about a $1000 of it. Gotta love that high deductible plan we all have right?

I was devastated at first but not for long. We have to keep going. I will get that $3500 paid off next is all. I am not worrying a single second about it. Yes it sucks but the Old Navy is gone and it’s never coming back.

We accomplished paying off $6500 in debt in 5 months. That’s a reason to celebrate in my book!

I hope you all had a very Happy Christmas and please enjoy your New Year. It’s always a new beginning. -MM