marymargaretripley

SAL 8 Crown of Thorns

Good morning from sunny New York! I really can’t believe it’s been 3 weeks since our last check-in. I have been working mostly in my garden so not as much progress has been done on Crown of Thorns as I would have liked but here it is… Where I left off last time: And whereContinue reading “SAL 8 Crown of Thorns”

Not Impressed With Our Debt – Week 44 of 80 – Challenges

Remember when I told you about a trip to the emergency room in November last year and as of yet had not been billed for it? Well I finally got the bill…all $3200 of it. Yeah, and I have insurance and I still had to pay over $4000 for an emergency visit! This high deductibleContinue reading “Not Impressed With Our Debt – Week 44 of 80 – Challenges”

SAL 7- Crown of Thorns

What a gorgeous weekend it has been for us here in Upstate NY! Sunny and even warm today is the forecast. Before I run outside and play in my garden here is my three week SAL update. Three weeks ago I left off with almost having the bottom finished: After three weeks here is howContinue reading “SAL 7- Crown of Thorns”

SAL #6 Crown of Thorns

Good morning everyone! I got quite a bit done on my Crown of Thorns WIP this last three weeks. Here is where I left off: Here is where I am now: The whole left side of his face is done and the right side is done to the edge of the pattern except for someContinue reading “SAL #6 Crown of Thorns”

Not Impressed with our Debt – Week 39 of 80 – April 2019 Results

April was catch up month for us so as expected the results are not spectacular. We started off the month with $25,421 and as of today we are at $24,750. That’s down $671 which is the lowest I think I have had so far. But hey, it’s still forward progress right?! I was only ableContinue reading “Not Impressed with our Debt – Week 39 of 80 – April 2019 Results”

Not Impressed With Our Debt – Week 38 of 80 -Who’s Paying the Bills?

Who pays the bills in your household? For us it’s obviously me since I am blogging about it but recently I have had a few conversations with people about their bill paying practices. One point from these conversations has been coming up more frequently. That point is are both you and your spouse or significantContinue reading “Not Impressed With Our Debt – Week 38 of 80 -Who’s Paying the Bills?”

SAL-#5 Crown of Thorns

Good Morning from sunny New York! What a beautiful day it is going to be. Before I go out and dig in my garden all day I thought I better update you all on my progress with Crown of Thorns. Here is where I ended three weeks ago: And here is where I am now:Continue reading “SAL-#5 Crown of Thorns”

Not Impressed with our Debt – Week 35 of 80

It’s been a stressful month in lots of ways but being at week 35 of our 80 week debt paying challenge, I expected it. We are to the point in our debt payoff that each week we get closer to blowing this thing wide open but it’s a delicate balance as well. Two weeks agoContinue reading “Not Impressed with our Debt – Week 35 of 80”

Not Impressed with our Debt – Week #33 of 80 – Paying off the Home Equity Status

I am determined to pay off our Home Equity this month. We only had $1900 left to pay on it and this week our Federal Tax refund came in so I pay $543 right to the principal of the loan. Right now the balance is about $1346. Keep in mind that figure is not actuallyContinue reading “Not Impressed with our Debt – Week #33 of 80 – Paying off the Home Equity Status”

SAL #4 Crown of Thorns

It’s been three weeks since our last update and I have made some progress on this project. Here is where I left off last time: And here is where I am now: I am starting the crown but I have to tell you the monochromatic pallet is starting to get to me. I am pushingContinue reading “SAL #4 Crown of Thorns”