2025 Goals

At the beginning of 2024 I said to my husband, buckle up it’s going to be a tough year! And it was. 2024 started awful and didn’t get much better until sometime in November. I am optimistic for 2025. I pray every day that we have more good days than bad. Isn’t that what weContinue reading “2025 Goals”

Not Impressed With Our Debt March 2024

March was a struggle too but a whole lot better than February. I am excited to say for the first time in years we got an actual tax refund! All of this refund will be going to our credit card. Amazing! In March I made payments of $1234.00 to this credit card, our total isContinue reading “Not Impressed With Our Debt March 2024”

Not Impressed With Our Debt February 2024

I think February 2024 will go down as one of the worst months I have had in a really long time. So bad in fact that I started seeing a therapist again and that says a lot because I am a very strong person. Included in our sh*tty month of February was the stress ofContinue reading “Not Impressed With Our Debt February 2024”

Not Impressed With Our Debt January 2024

In my December update a full year had gone by since I last checked in and after a lot of thinking, researching and delving into our credit card statements (and a few tears I might say), I have a much better understanding of how and why our debt soared again this year. The ironic thing? WeContinue reading “Not Impressed With Our Debt January 2024”

Not Impressed With Our Debt December 2023

I can’t believe the last time I wrote a post for this series it was January. An entire year has gone by and we are more in credit card debt than we ever have been before. It is frustrating beyond words. You have no idea how many times I wanted to post “Hey, I give up!”Continue reading “Not Impressed With Our Debt December 2023”

Not Impressed With Our Debt January 2023

January wasn’t too bad for us. That’s not a great way to start a post but it’s true, considering we have had many Januarys where we have struggled greatly. I am very happy to say we were one of the first to pay our Town/County taxes and not one of the last. This is aContinue reading “Not Impressed With Our Debt January 2023”

Not Impressed With Our Debt 2022 Wrap-up

At the beginning of 2022 our debt to income ratio was pretty high. I am happy to say that by the end of 2022 that ratio has changed. Although I have struggled a bit in the last two months to finish paying off the one credit card completely it is down a whopping $5000 inContinue reading “Not Impressed With Our Debt 2022 Wrap-up”

Not Impressed with our Debt – October Update

Well, I really don’t have much good news for October. It feels like it was a total bust. For some reason I just couldn’t keep a positive balance in our checking account for the second week of October and I had to keep taking from my saved paycheck. On top of that my husband’s carContinue reading “Not Impressed with our Debt – October Update”

Not Impressed with our Debt – September Update

At the end of August I had an interesting comment from my 20 year old. He said mom, if I hadn’t already known about your plans to pay off your credit card I would not have noticed you were in save mode. In other words our lifestyle hasn’t changed much in the last 3 monthsContinue reading “Not Impressed with our Debt – September Update”

Not Impressed with our Debt – August Update

Paying off debt is stressful. Why can’t we talk about that stress more? Why is talking about our finances still taboo? Something to be hidden? Is it a shame thing? Are we are afraid we won’t measure up? Lots of questions to answer there. Again for the month of August I did not think anyContinue reading “Not Impressed with our Debt – August Update”

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