You may wonder if we use a written budget to stay on track with our debt. I have tried many things over the years and while a written budget with fancy spreadsheets or instant calculation apps are exciting at first, they lose their excitement for me after a few weeks. The only thing that hasContinue reading “Week 11 of 80 – Not Impressed with our Debt – Monthly Payment Schedule”
Tag Archives: Not Impressed With Our Debt
Week 10 of 80 – Not Impressed With Our Debt – October Dinners – Meal Planning
October is already 7 days in, but here is what I am planning for dinner for the rest of October. Oct 7th Oct 8th Oct 9th Oct 10th Continue reading “Week 10 of 80 – Not Impressed With Our Debt – October Dinners – Meal Planning”
Week 9 of 80 – Not impressed With Our Debt – September the Results
I knew September would be a difficult month for getting any extra debt paid off because our school taxes were due. Amazingly for the first time in about 8 years we not only paid our school taxes in full and on time but we also got some debt paid too! Our Old Navy balance startedContinue reading “Week 9 of 80 – Not impressed With Our Debt – September the Results”
Week 8 of 80 – Not Impressed With Our Debt -Testing Our Resolve
I wanted to give up many times this week. So many things have come up and have tested my resolve about paying off our debt, but we have pushed past those feelings of doubt for now. Part of our problem was we were weary from working so hard and not having a day off. It’sContinue reading “Week 8 of 80 – Not Impressed With Our Debt -Testing Our Resolve”
Week 7 of 80 – Not Impressed With Our Debt – September Dinners – Meal Planning
Already in September life in the bakery department has been brutal. Two huge weddings and one to go next week and an unexpected order for 50 cookie cakes this week have put me way behind in my personal life. However, I am still plugging away at our debt! The thing that gets us into troubleContinue reading “Week 7 of 80 – Not Impressed With Our Debt – September Dinners – Meal Planning”
Week 6 of 80 – Not Impressed with our Debt – Read your Mail
If you are like me, going through your mail is pretty boring. Not much to look at. Mostly advertisements and credit card offers and bills. One day I actually decided to read all of my mail. I opened up all of those credit card offers and looked over all of the advertisements. It was aContinue reading “Week 6 of 80 – Not Impressed with our Debt – Read your Mail”
Week 5 of 80 – Not Impressed with Our Debt – End of August, the Results
Well it’s been an interesting month. Not only have we paid down our debt but we also managed to pay for new tires and brakes for my husband’s car AND finance a trip to Boise, Idaho to pick up a car for my son. I started out this journey by stating we had $35,924 inContinue reading “Week 5 of 80 – Not Impressed with Our Debt – End of August, the Results”
Week 4 of 80 – Not Impressed With Our Debt – Side Hustles
I once read a book called “Side Hustle” by Chris Guillebeau. It didn’t change my life but it did get me thinking about people and their side hustles. In the book, Mr. Guillebeau gives ideas for different kinds of side hustles and how you can turn those ideas into income in 27 days. Last weekContinue reading “Week 4 of 80 – Not Impressed With Our Debt – Side Hustles”
Week 3-1/2 of 80 – Not Impressed With Our Debt – Buyer’s Remorse
So far this week, even though I made the extra payment to that Old Navy balance, and we are still on track, we failed miserably with not eating at home. I didn’t grocery shop (even though I work at a grocery store) so when it came to making dinners and having stuff for lunches andContinue reading “Week 3-1/2 of 80 – Not Impressed With Our Debt – Buyer’s Remorse”
Week #3 of 80 – Not Impressed With Our Debt -What’s Different This Time?
We have struggled for almost eight years with our debt, so what’s different this time? Why do I think the plan we are using now will successfully eliminate our debt? While I can’t completely account for all of it, what I can say is that my husband and I have finally set aside the fearContinue reading “Week #3 of 80 – Not Impressed With Our Debt -What’s Different This Time?”